Legal

Terms and Conditions

Last updated September 2026

Acceptance

These terms govern your use of cincycashflow.com. By using this website you agree to them and to our Privacy Policy. If you do not agree, please stop using the website. In these terms, "we" and "us" mean Ian Cruz and affiliated entities.

Information only

The content on this website, in the newsletter and on the podcast is for informational and educational purposes only. It is not accounting, tax, legal or investment advice, and it does not create an advisory or professional relationship. Consult your own advisors before acting on anything you read or hear here.

No offer of securities

Nothing on this website is an offer to sell or a solicitation of an offer to buy any security. Past performance and operational results described are not indicative of future results. Three Little Pigs Investment Services operates under 506(b) of Regulation D. All investment opportunities are limited to investors with a substantive pre-existing relationship.

Results and examples

Descriptions of member, operator and portfolio outcomes are examples. They are not guarantees, and individual results vary.

Programs and events

The Cincinnati Investor Pod is application based, and admission is at our discretion. Fees, seat limits and what is included are stated at application and enrollment. Events such as the annual field trip have their own registration terms, which appear on the registration form. Travel, lodging and other costs are the attendee's responsibility unless the registration says otherwise. Where a registration form says photos, video or audio may be captured at an event, you agree to that use when you complete the form.

Intellectual property

Unless stated otherwise, the text, graphics, audio and other material on this website are owned by or licensed to us. You may view and use them for personal, non-commercial purposes. You may not republish, sell, rent, sublicense, copy or redistribute them without written permission, and you may not use our name or logos without written permission.

Third-party tools and links

This website embeds tools such as booking calendars and forms and links to other sites. We are not responsible for their content or practices. Please read their terms and privacy policies.

Linking and framing

You may link to this website if the link is not misleading and does not suggest that we endorse you. You may not frame or alter the appearance of our pages without written approval.

Disclaimer and limits on liability

We do not guarantee that the information on this website is accurate, complete or current, or that the website will always be available. To the fullest extent permitted by law, we disclaim all warranties and are not liable for any loss or damage arising from the use of this website. This does not limit liability where the law does not allow it, including for fraud or personal injury.

Changes

We may update these terms at any time. Continued use of the website means you accept the updated terms.

Contact us

Email ian@cincycashflow.com with any question about these terms.